When Wife Does All The Financial Planning Stuff

3/8/2010

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I totally envy couples who both share their passion in planning for their future.

My husband is an Architect and I am an Accountant. When it comes to saving plans, I do all the planning. When baby arrived, I shopped for the best Term Insurance. My reason is to protect our child. Whatever happens to any of us, we are both insured and our child will be supported until he finishes his college. 

Well, since hubby doesn’t know anything about insurance, I took the liberty of choosing the right plan for him because boys will always be boys. Men prefer to talk and read about their collection toys instead of reading about investments and passive incomes!  So, I have been thinking maybe we are really made for each other. Shortcomings of any one of us will be delivered by the other one. Well, honestly, I don’t know anything about pets or sports but hubby does. I don’t know anything about cars, but he does. I don’t have any leisure, expensive hobbies (except buying books!) but hubby shares his hobbies and ideas to me. He brings me to places to relax. Therefore, everything is in balance. 

To show you how different our minds work, here is an example:
ME                                                                                          HIM
Plan to get term insurance for both of us at low cost       He plans to buy Jordan Nike or Lacoste shoes
I plan to invest in Variable Life Insurance                        He plans to buy a brand new car
I want open another new savings for child                       He plans to upgrade his computer

The good thing really is that my husband is a good provider. He supports me with all my investing /savings plan and gives his share of income. He trusts me with this task J On the other side, whenever he wants to buy another toy for himself, I just couldn’t take it! I always ask, “Do you really really need that? How much will that give to you in return?”

Above is just a sample of men vs. women ways of doing things but in the end wives take the work that husbands forget to include in their itineraries in life.
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Secrets To A Happy Marriage

3/8/2010

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 Actually, I have a lot of things to write about and really thinking very hard what topic should be my first blog post. But, since I mentioned about me being happily married, might as well good to write about marriage.

I am no expert when it comes to a successful marriage because I am only married for two years. For these two years, I never had any issues with my husband. We never quarreled (and we both don’t want to). We discuss petty things, yes, but never end up to “not talking to each other for a day” type. I would like to share what I think are the best ways to do to stay happily married.

Think of Reasons of Being Together
So, what are the reasons to be together? I married my husband not only because I love him, but because I commit my self to him and I trust him. The word commitment will always make me stay in this relationship. Whatever happens, I will uphold that commitment and my promise for him. I will stand by his side in all our endevours. I chose him to trust me also with this relationship.
Simple as that! Being happily married is staying to the commitment and trusting your partner.

Married but Independent
I mentioned independent because I meant about finding your own self. Being married is not about being dependent to your husband or wife. Remember that marriage is composed of two individuals. Each individual has its own existence. One cannot live as someone like his or her partner.

For me, it is important to have a so called “separation.” Too much dependence is not healthy in marriage. In my case, I get to go out with my friends. I have my own job and passive incomes. He, too, has his job and own ways of earning extra.  He’s into the sports or activity he likes. But, in the end, we share our earnings, pay things that need to be paid, save and budget. I am good in money, thus, I take charge of the family’s finance. (Besides, I am the Accountant anyways!)

Continue Dating
Having a baby is a remarkable thing that happened to us. The experience is extraordinary but I still think that it is good for the relationship to spend time alone with your partner. Dating once a week or bi-monthly maintains a healthy marriage. You get to know more about your partner. You get to spend time alone and reminisce the past when you were both singles and dating.

The reward of having a scheduled date nights is priceless. Eating out give us time to share from simple things to major improvements we need in our lives. Dating gives me a feeling of being excited and dressing up for him and enjoying his company alone again.

Communicate Everyday
Whenever I read online or from magazines and books about having a perfect marriage, communication is always one of them. Talking to your spouse about how your day was is a good way to start a good communication. I work in a traditional 8-5 job. When I get home, I have a son to attend to. In order for me to chat with my husband is to wait for him for dinner. Thus, I play with my son first while waiting for my husband to arrive from work for about 2 hours. When baby sleeps, we eat dinner together and talk about the day. A simple touch and kiss are forms of communication. Touching communicates something that just a couple would understand. For me, the best form of communication is making love more often. J
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